Terms of Use

Please read these terms carefully.

Last Updated: May 20, 2026

Welcome to Fidelity First Insurance Group. By accessing or using our website (the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use our Site.

1. Acceptance of Terms

By accessing or using this Site, you agree to these Terms of Use and our Privacy Policy. We may update these terms at any time. Your continued use of the Site after changes are posted constitutes acceptance of those changes.

2. Use of Our Site

You agree to use this Site only for lawful purposes and in a way that does not infringe on the rights of others or restrict or inhibit anyone else’s use and enjoyment of the Site.

You may not use the Site:

In any way that violates any applicable law or regulation.
To transmit harmful code, viruses, or other malicious software.
To collect or harvest any personally identifiable information from other users.

3. Intellectual Property

All content on this Site, including text, graphics, logos, icons, images, and software, is the property of Fidelity First Insurance Group or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, modify, distribute, or create derivative works without our prior written consent.

4. Third-Party Links

Our Site may contain links to third-party websites for your convenience. We do not endorse and are not responsible for the content, privacy practices, or accuracy of any third-party sites.

5. Disclaimers

The information on this Site is provided for general informational purposes only and does not constitute legal, tax, or insurance advice. Coverage options and eligibility may vary. Please consult a licensed insurance agent for personalized guidance.

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

6. Limitation of Liability

To the fullest extent permitted by law, Fidelity First Insurance Group and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Site.

7. Indemnification

You agree to indemnify, defend, and hold harmless Fidelity First Insurance Group, its affiliates, officers, employees, and agents from any claims, losses, liabilities, costs, or expenses arising out of your use of the Site or violation of these Terms.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles.

Any disputes shall be resolved in the state or federal courts located in Maryland.

9. Changes to These Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted means you accept the updated terms.